Our staff has compiled several links of helpful information related to housing, mortgage and rental assistance, and financial assistance being offered during this time. Should you have additional questions or need immediate support, please don’t hesitate to contact us at 508-771-5400 or at hac@haconcapecod.org.
Rent and Mortgage Advice: Please note that any program that offers moratoriums on rent and mortgage are only for those who have lost income due to the coronavirus. It doesn’t mean that anyone can skip these payments.
It is best to make your mortgage payment if you can. If you are unable to make a mortgage payment because of a reduction or loss of income due to COVID-19, call the lender on your monthly mortgage statement to get on record. This step is necessary in order to report your hardship. They will advise you of the options that may be available to you.
General Information on Assistance During the COVID-19 Crisis: www.chapa.org/housing-courses/covid-19-immediate-assistance
Homeless Prevention & Rental and Mortgage Assistance: Since 1993, Housing Assistance Corporation has managed a Homeless Prevention Program.
In response to the pandemic, we launched the Workforce Housing Relief Fund to assist individuals and families who have lost income due to the pandemic. To learn if you qualify for either our Homeless Prevention Program or Relief Fund, contact us at prevention@haconcapecod.org or 508-771-5400.
Cape Cod and Islands Major Crisis Relief Fund: For those hit hard by COVID-19, financial assistance for lost income, food, and a broad spectrum of related needs is available. To learn more, click here.
Cape Cod Arts Relief Fund: Local artists who have lost income due to the coronavirus pandemic can apply for up to $500 of financial assistance. Click this link to apply for funding.
Social Security Beneficiaries and COVID Stimulus Payments: www.irs.gov/coronavirus
https://home.treasury.gov/news/press-releases/sm967
Social Security recipients who are not typically required to file a tax return do not need to take an action, and will receive their payment directly to their bank account. The IRS will use the information on the Form SSA-1099 and Form RRB-1099 to generate $1,200 Economic Impact Payments to Social Security recipients who did not file tax returns in 2018 or 2019. Recipients will receive these payments as a direct deposit or by paper check, just as they would normally receive their benefits.
Small Business Owners Who Need Financial Relief: www.sba.gov/funding-programs/loans/coronavirus-relief-options
Who to Contact if You Have Questions About Your MA Mortgage: www.mymassmortgage.org/
Department of Housing and Urban Development Information and Resources: www.hud.gov/coronavirus
www.hud.gov/press/press_releases_media_advisories/HUD_No_20_042
www.hud.gov/sites/dfiles/Main/documents/sec184_letter_032020.pdf
www.fhfa.gov/Homeownersbuyer/MortgageAssistance/Pages/Coronavirus-Assistance-Information.aspx
Moratorium on Federally Backed Loans and Rentals: Click here for an explanation of forbearance
Massachusetts Unemployment Information (How to Apply): www.mass.gov/info-details/massachusetts-covid-19-unemployment-information
