Tax Efficient Gifts

Are you looking for other ways to support Housing Assistance Corporation beyond writing a check or using a credit card?

You’ve come to the right place! Learn more about tax-efficient ways to give that may work better for you and build a stronger foundation for Cape Cod and the Islands.

Stocks & Securities

Make a gift to us in the form of stocks, bonds, and mutual funds.

Charitable IRA Transfers (QCDs)

Individuals age 70½ can donate up to $111,000 directly from their Individual Retirement Account (IRA), without treating the distribution as taxable income.

Give with a Donor Advised Fund (DAF)

DAF’s allow you to support our mission and receive an immediate tax reduction as you give your support over time.

Stocks & Securities

Housing Assistance accepts gifts of stock and other appreciated assets – in doing so, you may avoid paying capital gains taxes on the appreciation, effectively increasing your donation and decreasing your tax exposure. We receive the full amount without tax, you count the entire market value toward potent itemized charitable donation deduction.

To get started, please download and fill out the following form Donor Instructions for Gift of Securities
Submit a copy of your completed form to your broker to initiate the transfer
Then, you’re invited to notify our organization that your gift is coming so we can properly acknowledge your generous gift(s).

For questions and to notify Housing Assistance Corporation, please contact Margaret Benaka, Director of Donor Engagement & Annual Giving, by email or by calling 508-771-5400 ext. 272.

Charitable IRA Transfers (QCDs)

Using an IRA to make a charitable donation can help lower your tax bill and help Housing Assistance. For those subject to Required Minimum Distributions (RMDs), QCDs count toward meeting your RMD, but must be made payable directly to charity, not to the owner/beneficiary otherwise the distribution will be counted as taxable. Housing Assistance receives the amount without tax, while the QCD helps satisfy your RMD without any tax consequence to you. For those with large IRAs, be aware there is a cap on the amount permitted to be donated by QCD. See your IRA custodian for proper paperwork.

To support Housing Assistance with your QCD, please ask your IRA custodian to send the check directly to the address below and mark your name in the memo.

Housing Assistance Corporation
255 Independence Drive
Hyannis, MA 02601

Give with a Donor Advised Fund (DAF)

You can give in three ways:

Recommend a grant from your DAF through your fund administrator
Set up recurring grants from your DAF. You can set up recurring grants to help sustain our mission. You can choose how frequently the automated grants will occur.
Name Housing Assistance Corporation as the beneficiary of your DAF. You can help continue the mission after your lifetime by naming Housing Assistance Corporation as the beneficiary of your DAF. Simply contact your fund administrator to do so.

Donors interested in learning more should contact Christa Danilowicz, Vice President of Philanthropy, by email or by calling 508-771-5400 ext. 228.

Speak with your financial planner, tax advisor, and/or estate planning attorney for personal planning considerations.