Even if you’ve never qualified for public assistance, if you have had an increase in expenses or a decrease of income due to the pandemic, you may be eligible for help.
Housing Assistance has been the leading regional administrator for rent and mortgage assistance programs for decades. Anticipating the additional impact of the pandemic, we established a new program: the Workforce Housing Relief Fund, which serves local, year-round residents who have more income than is allowed by eligibility guidelines of governmental programs, but who still need help staying housed during this crisis.
If you need assistance to stay housed, call (508) 771-5400 or email: email@example.com. We are happy to talk through your situation and identify which funding programs or services may be available to you.
PLEASE NOTE: We use a standard application form for financial assistance from all the financial assistance programs we administer. We will match you with the most appropriate program based on your needs and circumstances, and may ask additional questions beyond those in the application. You can complete your application online, including uploading all necessary attachments. If you’d rather print the application, you can use the fillable, printable PDF below. If you have difficulty with the application, please contact us at 508-771-5400.
Need to upload additional documents after submitting your online application? Use the portal below.
At this time, the MA Emergency Housing Payment Assistance Application is not accepting applications from homeowners. Homeowners in need of mortgage assistance or other housing assistance may apply for the new Homeowner Assistance Fund (MA HAF) Program. Please visit this link to learn more about HAF and to see if you may be eligible. To apply to Mass HAF, visit www.massmortgagehelp.org.
We are still able to accept and process paper application for costs not covered by the Homeowner Assistance Fund (utilities, other costs). Please see the Download and Print application above.
If you are a landlord who is interesting in applying for financial assistance on behalf of a current tenant, please click the button below.
Here are the basic eligibility criteria for some of our most frequently requested programs:
Workforce Housing Relief Fund
Eligible clients can make up to 100% Area Median Income, and must not be eligible for other state, federal or local relief. They must demonstrate a loss of income or increase in expenses that has caused them to fall behind on rent or mortgage payments. Priority is given to clients impacted by COVID or related economic downturn. Numbers below are for Barnstable County. Nantucket and Dukes County AMIs vary.
1 person household up to $67,700
2 person household up to $77,300
3 person household up to $87,000
RAFT (Residential Assistance for Families in Transition)
This state funded program provides payments to prevent homelessness. Eligible clients will demonstrate 1) loss of income or increase in expenses that has caused housing instability, 2) that they do not have other resources to make the payment, and 3) that the payment will stabilize their housing. Payments are made directly to landlord, mortgage company or other vendor.
Eligible clients can make up to 50% Area Median Income. Numbers below are for Barnstable County. Nantucket and Dukes County AMIs vary.
1 person household up to $34,050
2 person household= $38,900
3 person household = $43,750
Private Prevention Funds: Up to $500 to help keep a client housed
There is no annual income limitation for this program. However, eligible clients will demonstrate 1) loss of income or increase in expenses that has caused housing instability, 2) that they do not have other resources to make the payment, and 3) that the payment will stabilize their housing. Payments are made directly to landlord, mortgage company or other vendor.
Discrimination by a landlord is prohibited
Landlords should be aware that Chapter 151B of the Massachusetts General Laws prohibits discrimination by a landlord against any tenant receiving federal, state, or local housing subsidies, including rental assistance or rental supplements, because the individual is such a recipient.
A landlord’s refusal to accept emergency rental assistance, that covers the entire amount owed to the landlord, may, in some circumstances, constitute a violation of Chapter 151B. Landlords should consult their own legal counsel for advice before declining rental assistance that covers all outstanding rent arrears.